Terms and Conditions

Terms of Service

Last Updated: February 8, 2026

Overview

This website is operated by Peace of Mind Protection & Wealth. Throughout the site, the terms “we”, “us” and “our” refer to Peace of Mind Protection & Wealth. We offer this website, including all information, insurance-related tools, and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here and in our Privacy Policy.

By visiting our site and/or requesting an insurance quote, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”). These Terms apply to all users of the site, including without limitation users who are browsers, potential insurance applicants, and/or contributors of content.

Section 1 – Representation and Eligibility

By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence. You may not use our services for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to insurance solicitation and copyright laws).

You understand that providing false or misleading information in an attempt to obtain an insurance quote may result in the termination of your request and may have legal consequences under state insurance fraud statutes.

Section 2 – General Conditions

We reserve the right to refuse service to anyone for any reason at any time. You understand that your content (not including sensitive financial information used for payment), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

Section 3 – No Offer of Insurance

The information provided on this website is for general informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any insurance product. Insurance coverage cannot be bound or changed via a submission of a form or a message left on this website. All insurance products are subject to the terms, conditions, and exclusions of the actual policy issued.

Section 4 – Accuracy and Timeliness of Information

We are not responsible if information made available on this site is not accurate, complete, or current. Insurance rates and policy availability change frequently. Reliance on the material on this site is at your own risk.

Section 5 – Modifications to the Service and Quotes

Information and rates regarding insurance products are subject to change without notice. We reserve the right at any time to modify or discontinue any part of the Service without notice.

Section 6 – Third-Party Links and Carriers

Certain content or services available via our Service may include materials from third-party insurance carriers or financial tools. We are not responsible for examining or evaluating the content or accuracy of third-party products.

Section 7 – Personal Information and Consent to Contact

Your submission of personal information through this site is governed by our Privacy Policy. By submitting your contact information, you expressly consent to be contacted by Peace of Mind Protection & Wealth or its authorized representatives regarding your inquiry, even if your number is on a state or federal Do Not Call registry.

Section 8 – Prohibited Uses

In addition to other prohibitions, you are prohibited from using the site:

  • For any unlawful purpose or to solicit others to perform unlawful acts.
  • To submit false or misleading information for the purpose of obtaining insurance.
  • To infringe upon our intellectual property.
  • To collect or track the personal information of others.

Section 9 – Disclaimer of Warranties; Limitation of Liability

We do not guarantee that your use of our service will be uninterrupted, timely, or error-free. You agree that Peace of Mind Protection & Wealth shall not be liable for any injury, loss, or claim arising from your use of the service. Insurance coverage decisions are made solely by the underwriting insurance company.

Section 10 – Indemnification

You agree to indemnify and hold harmless Peace of Mind Protection & Wealth and our affiliates from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service.

Section 11 – Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the state in which Peace of Mind Protection & Wealth is licensed to conduct business.

Section 12 – Contact Information

Questions about the Terms of Service should be sent to us at:
peaceofmindprotectionandwealth@gmail.com